Parama Uddokta
Parama Uddokta is a current account.
Minimum/Initial deposit amount to open the account: BDT 1,000.00Interest calculation & payment: Interest to be calculated on monthly average balance and to be paid in account on half yearly basis
Number of weekly withdrawal: Any number of weekly withdrawals is allowed
Withdrawal amount: Any amount but zero balance is not allowed
Eligibility
- Any Bangladeshi female citizen with NID or Photo ID documents
- Minimum age 18 years
Key Benefits
- Competitive Interest Rate
- Free Internet Banking
- Multi-Currency debit Card
- Locker facility with discounted price
- SMS Banking
- Free Cash withdrawal at all local ATMs
Required Documents
- Duly filled and signed bank's prescribed account opening form
- Two copies of recent Passport size photograph of applicant (s) attested by the introducer
- Copy of Passport / National ID / Birth Certificate (supported by valid Photo ID to be obtained as per BFIU, Bangladesh Bank guideline) of the applicant
- One copy of recent Passport size photograph of the nominee attested by the applicant(s)
- Copy of Passport / National ID / Birth Certificate (supported by valid Photo ID to be obtained as per BFIU, Bangladesh Bank guideline) of the nominee
- Copy of TIN Certificate of the applicant
Additional Documents (Proprietorship Firm):
- Copy of valid Trade license
Additional Documents (Partnership Firm):
- Copy of partnership deed (registered).
- Copy of valid Trade license.
Additional Documents (Limited Company Private or Public):
- Copy of Passport / National ID / Birth Certificate (supported by valid Photo ID to be obtained as per BFIU, Bangladesh Bank guideline) of all the directors
- Copy of valid Trade license
- Copy of Certificate of incorporation, memorandum and articles of association
- Board resolution for opening and operation of bank A/c as per articles of association
- Copy of TIN certificate of the company
- Copy of TIN certificate of all the directors
- In case of public limited company copy of certificate of commencement of business
Frequently Asked Questions (FAQ)
1. What is the minimum age to apply for Parama Uddokta Account?
Answer: Minimum 18 years.
2. What is the minimum initial deposit?
Answer: BDT 1,000.
3. What is the interest rate of Parama Uddokta account?
Answer: 2%
4. What is interest calculation method?
Answer: Interest will be calculated on monthly average balance and paid on half yearly basis.
5. How many withdrawals are allowed in a week?
Answer: You can withdraw as many times as you want.
6. Can I withdraw any amount?
Answer: Yes. But zero account balance is not allowed.
7. Is there any internet banking charge?
Answer: No. Internet Banking is completely free.
8. Is there any charge on cash withdrawal from local ATMs?
Answer: No. Cash withdrawal is completely free at all local ATMs.
9. Will I get a debit card?
Answer: Yes, you will get a Parama debit card.
10. Does the debit card feature multi-currency?
Answer: Yes. The debit card is multi-currency .
11. Is there any special discount on locker facilities against this account?
Answer: Yes. You can get 10% discount on regular locker rent.
12. Can I open a joint account?
Answer: Yes. You can open a joint account (both applicant should be female).