Parama Visa Platinum Credit Card

Experience the pinnacle of financial freedom and prestige with the NCC Bank Visa Women Platinum Credit Card an exquisite Credit Card crafted exclusively for those women who appreciate the finer things in life. This premium Card caters to discerning individuals with high spending capacity, offering a suite of unparalleled benefits and privileges designed to elevate lifestyle

Annual Fee
  • Annual/Renewal Fee of Unsecured Card is BDT 2,500 and Secured Card is BDT 1,250
  • Minimum credit limit is BDT 50,000
  • Card Fee waiver facility through 12 transactions from next year
Issuance Fee Waiver

The issuance fee will be waived if the Cardholder meets up the spending target of BDT 30,000 within 6 months of Card issuance

  • Eligible transactions are POS & Ecommerce (BDT & USD)
  • Excluded transactions
    • ATM, ATMFT, Micro ATM
    • Card Cheque & Fund Transfer
    • Add Money/Wallet loading
    • InstaCredit
    • Qpay Transfer
Supplementary Card
  • Complimentary 1st and 2nd Supplementary Card
  • From 3rd onwards, BDT 800 fee is applicable
Welcome Voucher

A Welcome Voucher of BDT 500 will be given as a welcome gift to the Women Platinum Credit Cardholders.

Travel Benefits
Lounge Benefits
  • Women Platinum Credit Cardholders can enjoy maximum 5 visits at Balaka Executive Lounge at Hazrat Shahjalal International Airport (HSIA), Dhaka in a calendar year. Lounge visit fee will be applicable from 6th visit onwards. Additional guest will incur cost for the Cardholder
  • Lounge access is applicable for departure time only
Priority Pass
  • Complimentary Priority Pass membership along with 2 visits for Primary Cardholder while accessing over 1,300 Priority Pass airport lounges worldwide. After 2 visits, regular Priority Pass lounge access fee will be charged. Note: Priority Pass can only be used at foreign airport lounges and lounge access fee USD 35 will be applicable
Dining Benefits

Treat your loved ones with exclusive Buy One Get One (BoGo) Buffet at top five start hotels nationwide everyday round the year.

Partner List:
  • InterContinental Dhaka
  • Le Meridien Dhaka
  • Radisson Blu Dhaka Water Garden
  • The Westin Dhaka
Meet & Greet Service

Meet & Greet is your fast track through airport check-ins and arrivals for international flights. You will get unlimited Meet & Greet Service complimentary access round the year with 2 companions at Hazrat Shahjalal International Airport (HSIA), Dhaka. Forget the hassle of carrying luggage and enjoy your trip. Call directly at hotline numbers +8801974444555, +8801822991111 and +8801936316577 (WhatsApp) 48 hours before you travel to make a Meet & Greet booking.

Privilege Points Reward Program

Privilege Points Reward Program is a comprehensive loyalty program designed to reward you for your spending with your NCC Bank Credit Card. You will earn Privilege Points on all your POS & Online transactions locally and internationally.

Your accumulated points can be used to waive the renewal fees and pay outstanding bills on your Credit Card.

You are automatically enrolled in this loyalty program & the enrolment is absolutely free.

How do you earn Privilege Points
  • Earn 1.5 Privilege Point for every BDT 50 or USD 1 POS and online spent
  • Earn 2X Privilege Points for every BDT 50 spent at all Fuel Stations
  • Earn 3X Privilege Points for every BDT 50 spent at leading Airlines, Travel Partners& Drugstores nationwide
  • Earn 5X Privilege Points for every BDT 50 spent at leading Supermarkets nationwide
  • Earn Privilege Points for 0% SmartPay EMI Conversion
EMI Slabs (BDT) Privilege Points
10,000 - below 20,000 2,000
20,000 - below 30,000 3,000
30,000 - below 40,000 4,000
40,000 - below 50,000 5,000
50,000 & above 7,000

How do you redeem Privilege Points?
  • Waive your Card Renewal Fee at a value of BDT 0.40 Per Point
  • Pay your Card dues at a value of BDT 0.25 Per Point
Insurance Benefits

NCC Bank Risk Assurance Program (RAP) is an invaluable insurance benefit provided under the umbrella of MetLife. This benefit covers the Card dues against the loss of life, physical disability, or certain critical diseases for a nominal monthly charge - Insurance Premium subject to the terms & conditions.

Cardholder will be automatically enrolled in RAP after he/she has been issued a Credit Card. To disenroll, Cardholder needs to call our 24/7 Contact Centre.

Cardholders can remain enrolled in RAP till 64 years, after which this feature will automatically be cancelled.

Types of Insurance Coverage:
  • Credit Life (CL): Insurance coverage will be provided on normal death of the insured Cardholders
  • Permanent Total Disability (PTD): Insurance coverage will be provided on physical disability of the insured Cardholders from any injury, sickness or disease so as to prevent the person to work for the rest of his/her lifetime
  • Accidental Death (AD): Insurance coverage will be provided on unnatural death of the insured Cardholders. For example, death caused by accident, traffic collision etc
  • Critical Illnesses (CI): Insurance coverage will be provided on severe illness of the insured Cardholders such as cancer, kidney failure, coma etc. List is given below
1. Major Cancers
2. Stroke
3. First Heart Attack
4. Coronary Artery Surgery
5. Serious Coronary Artery Disease
6. Heart Valve
7. Primary Pulmonary Hypertension
8. End-Stage Lung Disease
9. End-Stage Liver Disease
10. Fulminant Hepatitis
11. Kidney Failure
12. Coma
13. Aplastic Anemia
14. Major Organ/ Bone Marrow Transplantation

The following table illustrates incidents and insurance coverage associated with different credit card products:

Types of Incidents Insurance Coverage
Credit Life (Normal Death) 200% of the outstanding balance; Max. BDT 20,00,000
Accidental Death 400% of the outstanding balance; Max. BDT 40,00,000
Permanent Total Disability 200% of the outstanding balance; Max. BDT 20,00,000
Critical Illness 50% of outstanding balance of previous month; Max. BDT 500,000
Special Insurance Coverage

Avail complimentary in-patient hospital bed charge coverage worth BDT 2,000/night.

EMI Benefits
0% Interest SmartPay EMI Program

You can make any purchase from more than hundreds of partner merchants and pay back the amount over a tenor ranging from 3 months to 36 months without any interest.

Rate Based EMI Programs
  • InstaCredit: It allows the Cardholders to avail loan facility against their unused credit limit at only 7% or 9% p.a. flat interest rate. Maximum tenor is 36 months and amount are 50% of the available credit limit
  • EasyBuy: It's a facility to convert your any retail purchase including fund transfer & card cheque into EMI at only 7% or 9% p.a. flat interest rate. Maximum tenor is 36 months
  • No Burden Outstanding: This flexible EMI scheme offers the facility to convert your monthly total bill into EMI at only 9% or 10% p.a. flat interest rate. Maximum tenor is 36 months

Just call our 24-hour Contact Centre at 16315 or visit any NCC Bank branch to place the request.

Other Benefits
  • NFC enabled chip based EMV Card
  • Dual Currency Card
  • Card Cheque
  • Fund Transfer
  • 24-hour dedicated Customer Service Center
  • E-Statements
  • Transaction Alert Service
  • No hidden charge
Convenient Payment Option

You can pay any amount ranging from minimum amount due (3% or BDT 500/$10) to total amount due and you have following Payment Option -

  • Cash Payment at Branch
  • Payment through Cheque
  • Auto Debit Facility from NCC Bank Account
  • Payment through NCC Bank Internet Banking
  • Payment through NPSB & BEFTN
  • Bill payment through MFS Wallet
  • Bill Payment through Visa Direct
  • Bill Payment through ATM Fund Transfer
Required Documents
For Salaried Person
  • Latest Salary Certificate/Last 3 Months Pay Slip
  • Latest income tax return certificate/acknowledgement receipt
  • E-Tin Certificate Copy
  • Valid Passport Copy
  • Office ID Card Copy
  • Bank Statement Last 3 Months
  • Business Card
  • 2 Copy LAB Print Photo
  • NID Photocopy
For Business Person
  • Trade License Or Partnership Deed Copy (For Partnership Concern) or MOA + ARTICLE 10 & 12 (For Limited Company)
  • Latest income tax return certificate/ acknowledgement receipt
  • E-Tin Certificate Copy
  • Valid Passport Copy
  • Bank Statement Last 12 Months
  • Business Card
  • 2 Copy LAB Print Photo
  • NID Photocopy