Experience the epitome of financial freedom and prestige with NCC Bank Parama Visa Platinum Credit Card, an exquisite Credit Card designed exclusively for women who cherish the finer things in life. This premium card is tailored for discerning individuals with high spending capacity, providing an array of unparalleled benefits and privileges aimed at elevating their lifestyle
Don't want to pay your Credit Card's issuance fee? Just achieve your spending target within the first six months of receiving your Card, and you'll receive a full refund of the fee you paid.
Treat your loved ones with exclusive Buy One Get One (BoGo) Buffet at top start hotels nationwide everyday round the year.
Partner List:Meet & Greet is your fast track through airport check-ins and arrivals for international flights. You will get unlimited Meet & Greet Service complimentary access round the year with 2 companions at Hazrat Shahjalal International Airport (HSIA), Dhaka. Forget the hassle of carrying luggage and enjoy your trip. Call directly at hotline numbers +8801974444555, +8801822991111 and +8801936316577 (WhatsApp) 48 hours before you travel to make a Meet & Greet booking. .
Privilege Points Reward Program is a comprehensive loyalty program designed to reward you for your spending with your NCC Bank Credit Card. You will earn Privilege Points on all your POS & Online transactions locally and internationally.
Your accumulated points can be used to waive the renewal fees and pay outstanding bills on your Credit Card.
You are automatically enrolled in this loyalty program & the enrolment is absolutely free.
How do you earn Privilege PointsNote: Offer is applicable on BDT POS transactions only.
| SL. | Merchant Names |
|---|---|
| 1. | Agora |
| 2. | Amana Big Bazar |
| 3. | Daily Shopping |
| 4. | Lavender |
| 5. | Meena Bazar |
| 6. | Shwapno |
| 7. | Unimart |
| 8. | Wholesale Club Limited |
Note: Offer is applicable on BDT POS & Online transactions.
Earn bonus Privilege Points while converting your purchases into 0% SmartPay EMI Program| Purchase Amount (BDT) (BDT) | Bonus Privilege Points |
|---|---|
| 10,000 - below 20,000 | 2,000 |
| 20,000 - below 30,000 | 3,000 |
| 30,000 - below 40,000 | 4,000 |
| 40,000 - below 50,000 | 5,000 |
| 50,000 & above | 7,000 |
| Particulars | Outstanding Amount BDT | Required Points |
|---|---|---|
| BDT Outstanding Payment - BDT 1,000 | 1,000 | 4,000 |
| BDT Outstanding Payment - BDT 3,000 | 3,000 | 12,000 |
| BDT Outstanding Payment - BDT 5,000 | 5,000 | 20,000 |
| BDT Outstanding Payment - BDT 10,000 | 10,000 | 40,000 |
| BDT Outstanding Payment - BDT 20,000 | 20,000 | 80,000 |
| BDT Outstanding Payment - BDT 25,000 | 25,000 | 100,000 |
| Particulars | Outstanding Amount BDT | Required Points |
|---|---|---|
| USD Outstanding Payment - BDT 1,000 | 1,000 | 4,000 |
| USD Outstanding Payment - BDT 3,000 | 3,000 | 12,000 |
| USD Outstanding Payment - BDT 5,000 | 5,000 | 20,000 |
| USD Outstanding Payment - BDT 10,000 | 10,000 | 40,000 |
| USD Outstanding Payment - BDT 20,000 | 20,000 | 80,000 |
| USD Outstanding Payment - BDT 25,000 | 25,000 | 100,000 |
| Particulars | Fee Amount BDT | Required Points |
|---|---|---|
| 25% Annual Fee | 625 | 1,563 |
| 50% Annual Fee | 1,250 | 3,125 |
| 75% Annual Fee | 1,875 | 4,688 |
| 100% Annual Fee | 2,500 | 6,250 |
NCC Bank Risk Assurance Program (RAP) is an invaluable insurance benefit provided under the umbrella of MetLife. This benefit covers the Card dues against the loss of life, physical disability, or certain critical diseases for a nominal monthly charge - Insurance Premium subject to the terms & conditions.
Cardholder will be automatically enrolled in RAP after he/she has been issued a Credit Card. To disenroll, Cardholder needs to call our 24/7 Contact Centre.
Cardholders can remain enrolled in RAP till 64 years, after which this feature will automatically be cancelled.
Types of Insurance Coverage:| 1. Major Cancers 2. Stroke 3. First Heart Attack 4. Coronary Artery Surgery 5. Serious Coronary Artery Disease 6. Heart Valve 7. Primary Pulmonary Hypertension |
8. End-Stage Lung Disease 9. End-Stage Liver Disease 10. Fulminant Hepatitis 11. Kidney Failure 12. Coma 13. Aplastic Anemia 14. Major Organ/ Bone Marrow Transplantation |
The following table illustrates incidents and insurance coverage associated with different credit card products:
| Types of Incidents | Insurance Coverage |
| Credit Life (Normal Death) | 200% of the outstanding balance; Max. BDT 20,00,000 |
| Accidental Death | 400% of the outstanding balance; Max. BDT 40,00,000 |
| Permanent Total Disability | 200% of the outstanding balance; Max. BDT 20,00,000 |
| Critical Illness | 50% of outstanding balance of previous month; Max. BDT 500,000 |
It is an add-on facility of NCC Bank Risk Assurance Program (RAP). Parama Visa Platinum Credit Cardholders who are enrolled in RAP, they can avail complimentary in-patient hospital bed charge coverage worth BDT 2,000/night.
* Conditions apply
You can make any purchase from more than hundreds of partner merchants and pay back the amount over a tenor ranging from 3 months to 36 months without any interest.
Rate Based EMI ProgramsJust call our 24-hour Contact Centre at 16315 or visit any NCC Bank branch to place the request.
You can pay any amount ranging from minimum amount due (3% or BDT 500/$10) to total amount due and you have following Payment Option -