Parama Super Saver Account

Parama Super Saver is a savings account.

Minimum/Initial deposit amount to open the account: BDT 500.00
Interest calculation & payment: Interest to be calculated on daily basis and to be paid in account on monthly basis
Number of weekly withdrawal: Any number of weekly withdrawals is allowed
Interest Rate: Prevailing NCC Bank Regular Savings Rate + 0.5%
Withdrawal amount: Any amount but zero balance is not allowed

Eligibility

Any Bangladeshi female citizen with NID or Photo ID documents
Minimum age 18 years

Key Benefits

Higher interest rate than regular savings account
Free Internet Banking
Multi-Currency debit Card
Locker facility with discounted price
SMS Banking
Free Cash withdrawal at all local ATMs

Required Documents

Duly filled and signed bank's prescribed account opening form
Two copies of recent Passport size photograph of applicant (s) attested by the introducer
Copy of Passport / National ID / Birth Certificate (supported by valid Photo ID to be obtained as per BFIU, Bangladesh Bank guideline) of the applicant
One copy of recent Passport size photograph of the nominee attested by the applicant(s)
Copy of Passport / National ID / Birth Certificate (supported by valid Photo ID to be obtained as per BFIU, Bangladesh Bank guideline) of the nominee
Copy of TIN Certificate of the applicant

Frequently Asked Questions (FAQ)

1. What is the minimum age to open Parama Super saver account?

Answer: Minimum 18 years.

2. How much is the minimum initial deposit?

Answer: BDT 500.

3. Can I open a joint account?

Answer: Yes. You can open a joint account (both female only) .

4. Can I withdraw any amount?

Answer: Yes. But zero account balance is not allowed.

5. How many withdrawals are allowed in a week?

Answer: You can withdraw as many times as you want.

6. What is the interest rate of Parama Super saver account?

Answer: Prevailing rate of NCC Bank's Savings account + 0.5%.

7. What is the interest calculation method?

Answer: Interest will be calculated on daily basis and applied on monthly basis .

8. Is there any internet banking charge?

Answer: No. Internet Banking is completely free.

9. Is there any charge on cash withdrawal from local ATMs?

Answer: No. Cash withdrawal is completely free at all local ATMs.

10. Will I get a debit card?

Answer: Yes, you will get a Parama debit card.

11. Does the debit card feature multi-currency?

Answer: Yes. The debit card is multi-currency .

12. Is there any special discount on locker facilities against this account?

Answer: Yes. You can get 10% discount on regular locker rent.