1. What is the minimum loan amount?
2. What is the maximum loan amount?
3. What is the nature of the loan?
4. What is the tenure of the loan?
Answer:
- Up to BDT 1,000,000: Max 3 years
- BDT 1,000,001 - 2,000,000: Max 4 years
- BDT 2,000,001 - 5,000,000: Max 5 years
5. Explain if there is a grace period ?
Answer: Max 3 month (as required).
6. Who is eligible to apply for a Parama Nari Shabolombi Rin?
Answer:
- Sole proprietorship concern led by Women Entrepreneur
- Partnership firm: At least 51% share owned by women entrepreneurs
- Limited Company: The business must be majority (at least 51%) owned by women entrepreneur
7. What is the minimum business age requirement for the loan?
Answer:
| Loan Amount |
Business Age |
| Up to BDT 15,00,000 |
02 Years |
| BDT 1,500,001 - BDT 2,500,000 |
03 Years |
| BDT 2,500,001 - BDT 5,000,000 |
05 Years |
8. Which business sectors can avail Parama Nari Shabolombi Rin?
Answer: Manufacturing, service and trading sector.
9. What is the interest rate?
Answer:
- Under BB Refinance Scheme: 5% p.a. and
- Other than BB Refinance Scheme @ SMART+ applicable margin as prescribed by Bangladesh Bank and revised by the Bank from time to time.
10. What is the minimum age limit of the owner to take the loan?
Answer: minimum age 21 years.
11. What is the maximum age of the owner limit to take the loan?
Answer: Max 70 years (during expiry of the loan).
12. Can I avail other credit facilities other than term loan?
Answer: Yes, you can avail other credit facilities other than term loan from NCC Bank limited which falls under other products.
13. Is there any processing fee on takeover loan?
Answer: In case of take over loan no processing fee will be applicable on take over amount. Processing fee will be charged only on the additional loan amount.
